Dangers of Escalator Accidents

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In place of stairs or staircases, escalators are a convenient way to navigate places or premises within malls, state and federal buildings, train stations, and airports.

But due to heavy human traffic in these places, escalators are prone to damage and malfunction, which sometimes result in accidents.

In Los Angeles as in any other city, escalator accidents are similarly common. In Los Angeles, a number of buildings are equipped with escalators, making them vulnerable to escalator accidents.

But, though they are very much helpful to its users, escalators still presents danger that should not be overlooked by everybody especially administrators who should maintain its safe condition. There have been accidents involving escalators and its defects.

Victims can file for claims with the help of expert Los Angeles Escalator Accident Attorneys who can see to it that they will be properly compensated for their injuries and damages brought upon by negligent party.

Premise Liability

Property owners have a responsibility to keep their premises safe for their clients and employees. Property owners who fail to maintain safety within their premises can be held accountable for their negligence under premise liability.

Victims of accidents that occur within the confines of another person’s property such as an escalator accident can file a claim for damages and compensation. Under the law, he is entitled to receive compensation for the injuries he had sustained in the accident.

Injuries from Escalator Accidents

Most escalator accidents are the result of mechanical problems and an improperly maintained mechanism.

Fall accidents are commonly caused by defects in the escalator and floorings around it. Victims of these accidents often incur one or either of these injuries:

• Broken Bones. The impact of the fall could cause the bones of the victim to be broken or even be crushed. These victims would experience tremendous pain that he shouldn’t have experienced. The repair of these broken bones can also cause weeks of discomfort.
  
• Head and Brain Injuries. Victims might hit their heads on hard surfaces that could cause concussions to the head that could have great permanent effects on his abilities. People with brain injuries often experience memory loss and sudden mood changes. His ability to reason out and think clearly can also be attributes to brain and head injuries.
  
• Spinal Cord Injury. These injuries can be severe enough to cause a person’s permanent disability. Their condition would prevent them from controlling body movements and functions. Also, people with paralysis would no longer be able to do his previous jobs which would earn him compensation income that he could use for his necessities.
  

These are just some of the many injuries that can be incurred from escalator accidents. Victims would have to be hospitalized and rehabilitated to correct their injuries. The healing process can be too long and would prevent him to perform at his workplace. For this reason, it is only appropriate that they be compensated.

Los Angeles Escalator Accident Attorneys would be able to guide victims of the legal processes and inform them of their rights and coverage of the claims they could file against the negligent party. Also, they would be helpful in gathering crucial evidence that could strengthen the case.

About the author of this article: The article by Mesriani Lawgroup. Our expert Los Angeles personal injury attorneys handle cases involving escalator accidents and premise liability claim. For consultation, log on to our website and avail of our free case analysis.

Small Business Loans: Any Good News From Congress?

Banks loaning to small businesses. Now that is an intriguing thought. Finding one in this troubled economy is a cross between wish fulfillment and downright desperation. But I would like to throw a little good news your way for a change. On April 19th Congress made it even easier and cheaper to secure that needed capital for your small business working capital or expansion needs. Yes, those of little faith, I am talking about our very own the U.S. Congress.

First, the not so interesting facts about the program and then how it may affect us small business owners. SBA loans are not made by the Federal government. Instead, private lenders are licensed with the SBA and provide the actual funds. The reason banks are interested is the SBA guarantee issued for each loan. If you do not make your payments and there is a loss, the bank will be reimbursed. Bingo, the idea is to give them more incentive to make the loans in the first place.

But who pays to reimburse for those losses? Traditionally, each borrower paid a fee on closing to Washington DC to be used as a war chest. But that was somewhat expensive and so in February of 2009 with the Stimulus Act--American Reinvestment and Recovery Act-we as taxpayers began subsidizing those losses and no more fees were charged. In turn, this requires Congress to allocate money for the program. So far, they have made a subsidy approximately five times, renewing it each time. The current subsidy of 80 million now lasts through the end of May, 2010. It also continues in effect a 90% guarantee on those losses.

So far so good. The effect is there are banks out there right now who are interested in lending under a micro program called SBA Community Express. This gives unsecured small business loans between $5,000 and $25,000 with very little paperwork, answers typically in 3-5 days, interest rates presently at 7.75%, only $60 per month per $5,000 borrowed, funding in two weeks, and monies wired directly to your business account. There are still lenders participating in this program.

It could not come at a better time. While small businesses are hanging on tightly with both hands, they could use some relief in the form of competitively priced SBA loans. At a minimum, they will be available through the end of May. For the 28 million small businesses in this country, it is a well deserved shot in the arm.

About the author: Sue Brinck is a small business advocate, consultant, and the nations #1 provider of unsecured SBA Community Express cash flow loans(start-up and existing). Email: smalone165@aol.com, website:
www.StrategiesForSmallBusiness.com

Article source: http://articlejumbo.blogspot.com

 

How to Operate and Grow A Home Based Web Site Design Business

As the economic downturn continues, growing number of people are moving towards starting up their own personal business - which includes freelancers, independent contractors and other forms of self-employment.

Many try to thread this path out of necessity (for example, unemployment) while others choose this option to gain more time for themselves and for their families.

Web design is one of most popular personal business, due to its lower business start-up costs, lower relative risk associated with starting a personal business and advances in the Internet resulting to a proliferation of freelance web designers, developers and other web-related work.

Many freelancers think that since they're freelancers they have much control of their time and do with it whatever they want. However, they fail to realize that the contrary to this belief holds more water and their lack of action in this area would eventually lead to their failure as a freelancer.

Knowing how to leverage your time effectively, particularly in the web design and development business, can help you reap greater rewards and more substantial income that you'll ever will.

There are basically two kinds of income that freelancers should know about: active income and passive income. Understanding how these income streams differ from another could give freelancers an insight on what they should pay more attention to.

Active income is a reciprocal type of income. It is the type of compensation received in exchange for a fixed amount of time and particular work performed. The more work you do, the more income you get. However, if you stop performing any work, your income will also stop.

This is the kind of work arrangement most freelance web developers have. Should they get sick or go on vacation, they will not be able to render work in order to receive a corresponding income.

On the other hand, passive income is the kind of compensation received even if you are not directly working on a particular project. It is the kind of income you receive as a result of a system you put in place - even if you are not physically there.

It would be like duplicating or cloning yourself and have that clone do all the bulk of the web design and development work for you - giving you more time to spend on other matters.

Most people think that web design and development is a very complicated thing that would entail sophisticated technical skills, considerable hours of training and a significant drain to your resources - finances and time.

That's why many freelancers limit their income potential simply because they could do only so much for a limited amount of time. If they try to hire another skilled designer or developer to help them with a project, a significant amount of the profit simply goes to the contractor.

But this should not be the case. Freelancers should know how to stop re-inventing the wheel and focus on strategies that will not only save them time but would also earn them viable amounts of income.

For example, using website builder software packages and templates would be a very effective tool for freelancers to achieve just that. Despite its relatively ease of use, the websites you can create with these application can be professional looking, and suitable for clients with limited budget and cannot afford a fully custom made website projects.

By using website building software packages, freelancers can churn out a wide variety of website templates with sought-after features that most clients look for - but at a fraction of the time consumed when building websites using traditional programs or applications.

They can spend this extra time for other pursuits or for more focused and effective marketing campaigns to get higher-paying projects.

These website builder software packages often equipped with a variety of superb features that can rival the output of professional web design houses and developers. Not only can you build sites more quickly, you can also add in extra features to the site including website calendars, online video gallery, music players, photo galleries, clickable maps and a whole lot more.

Aside from that, you can consider employing less-skilled but trainable staff who you could teach using the website builder applications, so to maximize your income potential. You can let these staff handle these general website clients while you focus on the high-end and more complicated stuff.

This system can help you to generate passive income, so that your team can work on clients projects for you, even when you are away or not having time to work on all projects personally.

Knowing how to manage and save time effectively with available website design software, templates, and slowly build-up your team can help your personal business to grow gradually and become more profitable. It's just a matter or working smarter - and not harder.

Article source: articlejumbo.blogspot.com

About the author: Godfrey Ko has been website developer and software author since 1996. Some of his software creations including a online Flash Video Player, and Interactive Map Builder.